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What are Instant Approval Credit Cards? Is an Instant Decision a Reality?

Full List of Credit Cards That Issue Instant Card Number American Express. American Express is one of your best options for getting your credit card number right away after getting approved.. You can apply for any AmEx card to take advantage of this service, although some customers report mixed results as to how often the offer for an instant card number is made.

The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Fingerhut Credit Account issued by WebBank. This is a good option for the consumer who wants to build credit toward getting a credit card or other lending products.

Belk Credit Card – Open a Belk credit card and assuming you are approved, you’ll get an instant 15% to 20% off any items you buy today with your new card. Also offers an ongoing rewards program. Best Buy Credit Card – “Apply today, shop today.” Major electronics/appliance superstore offers Visa or store-only cards you can get approved for instantly — and use online immediately.
If you need the card for a particular purchase, the fastest way to get instant credit is to get a store credit card. Most department stores will happily offer you one, run the application immediately, and print a slip that you can use for in-store purchases instantly.
Belk Credit Card – Open a Belk credit card and assuming you are approved, you’ll get an instant 15% to 20% off any items you buy today with your new card. Also offers an ongoing rewards program. Best Buy Credit Card – “Apply today, shop today.” Major electronics/appliance superstore offers Visa or store-only cards you can get approved for instantly — and use online immediately.
Instant approval credit cards are cards that evaluate your application in real time. While most applicants are able to get a decision – either approved or denied – right away, that depends on the credit card company’s ability to validate your identity (some offers are from WalletHub partners).
Instant approval credit cards are a convenient way to take the guesswork out of the application process. Instant approval means that when you apply for the credit card online you will receive a quick decision, often within a few minutes, on whether or not you have been approved.
Comparing Credit Cards for Instant Approval

Apply now for the Overstock™ store credit card! Get 6 to 12 month financing and savings on your first purchase. Special promotions for card members, no annual fee, and your store card .

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Instant Approval Credit Cards. Receive an instant response to your credit card or prepaid card application within 60 seconds. Although issuers strive to provide an approval whenever possible, more time may be needed in certain circumstances to determine if your application is approved, denied, or additional verification is needed. Belk Credit Card – Open a Belk credit card and assuming you are approved, you’ll get an instant 15% to 20% off any items you buy today with your new card. Also offers an ongoing rewards program. Best Buy Credit Card – “Apply today, shop today.” Major electronics/appliance superstore offers Visa or store-only cards you can get approved for instantly — and use online immediately. Instant approval credit cards are a convenient way to take the guesswork out of the application process. Instant approval means that when you apply for the credit card online you will receive a quick decision, often within a few minutes, on whether or not you have been approved.